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Insolvency Law Reform Bill: Transforming India’s Insolvency Framework

 



Prajwal R, JSS Law College [Autonomous], Mysuru

Dr. Jagadish A T, JSS Law College [Autonomous], Mysuru


ABSTRACT


The Insolvency and Bankruptcy Code (IBC), 2016 significantly reformed India’s insolvency framework by introducing a unified and time-bound mechanism for insolvency resolution. However, practical challenges such as delays before the National Company Law Tribunal (NCLT), excessive litigation, absence of cross-border insolvency mechanisms and lack of group insolvency provisions highlighted the need for further reforms.


The Insolvency and Bankruptcy Code (Amendment) Act, 2026 seeks to address these shortcomings through major structural and procedural changes. The reform introduces creditor-initiated insolvency resolution, enables group and cross-border insolvency frameworks, strengthens creditor participation, clarifies treatment of statutory dues and imposes stricter timelines for insolvency proceedings. These reforms aim to improve efficiency, maximize asset value and align Indian insolvency law with international standards.


This article examines the key provisions, objectives and implications of the Insolvency Law Reform Bill and analyzes its impact on creditors, corporate entities, financial institutions and the Indian Economy. The study concludes that the reforms have the potential to strengthen India’s insolvency ecosystem, improve investor confidence and promote a faster and more effective corporate rescue framework.


Keywords: Insolvency and Bankruptcy Code, Corporate Insolvency Resolution Process, Cross-Border Insolvency, Creditor-Initiated Insolvency, Corporate Restructuring.



Indian Journal of Law and Legal Research

Abbreviation: IJLLR

ISSN: 2582-8878

Website: www.ijllr.com

Accessibility: Open Access

License: Creative Commons 4.0

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All research articles published in The Indian Journal of Law and Legal Research are fully open access. i.e. immediately freely available to read, download and share. Articles are published under the terms of a Creative Commons license which permits use, distribution and reproduction in any medium, provided the original work is properly cited.

 

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The opinions expressed in this publication are those of the authors. They do not purport to reflect the opinions or views of the IJLLR or its members. The designations employed in this publication and the presentation of material therein do not imply the expression of any opinion whatsoever on the part of the IJLLR.

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