AYUSHI JAIN, NATIONAL LAW SCHOOL OF INDIA UNIVERSITY, BENGALURU
ABSTRACT
Health Insurance is a mechanism that protects people from unexpected financial burdens arising from unforeseen illness or injuries. It prevents out-of-pocket payments in obtaining health care services. The research paper discusses the Constitutional provisions that protect the Right to Health and prescribes an obligation on State to provide adequate health facilities. The Paper elaborates on the existing regulatory framework that governs the public health insurance sector in India. It also throws light on the current government schemes for public health policies and Schemes. It examines the contemporary challenges that prevent practical implementations of Public health facilities. It explores the concept of Universal Health Coverage and tries to find out limitations creating problems in the effective implementation of UHC. Paper provides suggestions or methods for better performance of schemes and to eliminate existing ones.
