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Health Insurance In India - Study Of Challenges And Prospectus



Health Insurance is a mechanism that protects people from unexpected financial burdens arising from unforeseen illness or injuries. It prevents out-of-pocket payments in obtaining health care services. The research paper discusses the Constitutional provisions that protect the Right to Health and prescribes an obligation on State to provide adequate health facilities. The Paper elaborates on the existing regulatory framework that governs the public health insurance sector in India. It also throws light on the current government schemes for public health policies and Schemes. It examines the contemporary challenges that prevent practical implementations of Public health facilities. It explores the concept of Universal Health Coverage and tries to find out limitations creating problems in the effective implementation of UHC. Paper provides suggestions or methods for better performance of schemes and to eliminate existing ones.


Indian Journal of Law and Legal Research

Abbreviation: IJLLR

ISSN: 2582-8878


Accessibility: Open Access

License: Creative Commons 4.0

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​All research articles published in The Indian Journal of Law and Legal Research are fully open access. i.e. immediately freely available to read, download and share. Articles are published under the terms of a Creative Commons license which permits use, distribution and reproduction in any medium, provided the original work is properly cited.


The opinions expressed in this publication are those of the authors. They do not purport to reflect the opinions or views of the IJLLR or its members. The designations employed in this publication and the presentation of material therein do not imply the expression of any opinion whatsoever on the part of the IJLLR.

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