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Digital Arrest As Financial Crime: Money Laundering Trails, Proceeds Of Crime, And Ed- CBI Overlap




Gautam Bahuguna, B.A. LL.B. (Hons.), Law College Dehradun, Uttaranchal University, Dehradun, Uttarakhand, India.

Dr. Ujjwal Kumar Singh, Assistant Professor, Law College Dehradun, Uttaranchal University, Dehradun, Uttarakhand, India.


ABSTRACT


India's growing digital arrest fraud is a new form of financial crime combining elements of cyber fraud and cash demands using authority impersonation of state police with demands for immediate cash transfers, adding an actual and immediate opportunity to mask placement of criminal proceeds. This article examines this phenomenon, not as a unique and distinct statutory crime, but in the form of a composite fact pattern that may be legally addressed through existing criminal law and the financial tracing, and, if the criminal threshold is satisfied, the Prevention of Money Laundering Act of 2002. This study seeks to construct the legal evolution from Coercive Extraction, to Proceeds of Crime, and finally to a Coercive Multi-Agency Investigation using doctrinal study of the Indian statutes, parliamentary debates, legal and policy official pronouncements, and the case law. The central legal question does not lie with the newness of the term “digital arrest”, but with the investigator's ability to determine the underlying offence, trace the transferred value, and demonstrate a substantial relationship between the criminally operated property and the criminal nexus to a schedulable offence. The case analyses suggest that the complexity of these cases exacerbates the overlap, and in this regard, state police, the central bureau of investigation, and enforcement directorates, with a primary focus on sequencing, jurisdiction, and evidence in balance to legal enforcement. Simultaneously, the author notes that the rapid reporting, the preservation of electronic evidence, temporary freezing of suspicious transfers, and victim-centred mechanisms for recovery, are just as important as prosecution, if not more so. The author concludes that digital arrests should be seen as the perpetration of a financial crime, in stages: first, a coercive extraction offence; second, a potential laundering offence; and third, a test of whether the Indian criminal process can be precise, doctrinally, while simultaneously responding to the preservation of victim protective, and impacted, an quick enough to preserve collateral.


Keywords: Digital arrest; cyber-enabled financial crime; proceeds of crime; predicate offence; money laundering; Enforcement Directorate; Central Bureau of Investigation; electronic evidence; mule accounts; victim restitution.



Indian Journal of Law and Legal Research

Abbreviation: IJLLR

ISSN: 2582-8878

Website: www.ijllr.com

Accessibility: Open Access

License: Creative Commons 4.0

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All research articles published in The Indian Journal of Law and Legal Research are fully open access. i.e. immediately freely available to read, download and share. Articles are published under the terms of a Creative Commons license which permits use, distribution and reproduction in any medium, provided the original work is properly cited.

 

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The opinions expressed in this publication are those of the authors. They do not purport to reflect the opinions or views of the IJLLR or its members. The designations employed in this publication and the presentation of material therein do not imply the expression of any opinion whatsoever on the part of the IJLLR.

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