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Insurance And Liability Challenges Of Autonomous Vehicles In India




D.S. Bhuvanesh Kumar, B.Com LL.B, Sathyabama Institute of Science and Technology, Chennai

S. Sanjay, B.Com LL.B., Sathyabama Institute of Science and Technology, Chennai

S.Gowtham, B.Com LL.B, Sathyabama Institute of Science and Technology, Chennai


ABSTRACT


Autonomous vehicles (AVs) represent a transformative shift in modern transportation, integrating artificial intelligence and advanced sensor technologies to minimize human intervention. While these innovations promise enhanced road safety and operational efficiency, they simultaneously raise complex legal and regulatory challenges, particularly in relation to liability and insurance. This study critically examines the adequacy of the existing legal framework in India, especially under the Motor Vehicles Act, 1988, in addressing issues arising from autonomous vehicle operations. The research analyses foundational legal doctrines such as negligence, strict liability, and product liability, supported by relevant judicial precedents, and evaluates their applicability to emerging autonomous technologies. Furthermore, a comparative analysis with jurisdictions such as the United States and United Kingdom is undertaken to identify regulatory best practices. The findings reveal significant gaps in the Indian legal and insurance framework, necessitating comprehensive reforms. The paper concludes by proposing a structured legal and policy framework tailored to the unique challenges posed by autonomous vehicles.


Keywords: Autonomous Vehicles, Liability, Insurance, Artificial Intelligence, India.



Indian Journal of Law and Legal Research

Abbreviation: IJLLR

ISSN: 2582-8878

Website: www.ijllr.com

Accessibility: Open Access

License: Creative Commons 4.0

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All research articles published in The Indian Journal of Law and Legal Research are fully open access. i.e. immediately freely available to read, download and share. Articles are published under the terms of a Creative Commons license which permits use, distribution and reproduction in any medium, provided the original work is properly cited.

 

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The opinions expressed in this publication are those of the authors. They do not purport to reflect the opinions or views of the IJLLR or its members. The designations employed in this publication and the presentation of material therein do not imply the expression of any opinion whatsoever on the part of the IJLLR.

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